Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Sunset Financial Services
80 Broad Street, Suite 5M • Red Bank, NJ • 07701
Phone: 732-383-8165 ext 110 • Fax: 732-383-8179
• hhogan@sfsrep.com

Helen Hogan is a Registered Representative with Sunset Financial Services, Inc., a FINRA registered broker-dealer.  Sunset Financial Services is registered to offer securities products in all 50 United States.

Helen Hogan is  licensed to offer securities products the states of California (CA), Connecticut (CT), Massachusetts (MA), New Hampshire (NH), New Jersey (NJ), New York (NY), Pennsylvania (PA) and Virginia (VA).  Helen Hogan is licensed to offer insurance products in CA, CT, MA, NH, NJ, NY, PA, and VA. 

The information included herein should not be considered a solicitation or an offer to sell product in any states besides those in which Helen Hogan is properly licensed.

*Securities and investment advisory services offered through Sunset Financial Services, Inc., 3520 Broadway, Kansas City, MO  64111. Ph (816) 753-7000 (Home Office).  Member FINRA, SIPC.