Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Sunset Financial Services
80 Broad Street, Suite 5M • Red Bank, NJ • 07701
Phone: 732-383-8165 ext 110 • Fax: 732-383-8179
• hhogan@sfsrep.com

Helen Hogan is a Registered Representative with Sunset Financial Services, Inc., a FINRA registered broker-dealer.  Sunset Financial Services is registered to offer securities products in all 50 United States.

Helen Hogan is  licensed to offer securities products the states of California (CA), Connecticut (CT), Massachusetts (MA), New Hampshire (NH), New Jersey (NJ), New York (NY), Pennsylvania (PA) and Virginia (VA).  Helen Hogan is licensed to offer insurance products in CA, CT, MA, NH, NJ, NY, PA, and VA. 

The information included herein should not be considered a solicitation or an offer to sell product in any states besides those in which Helen Hogan is properly licensed.

*Securities and investment advisory services offered through Sunset Financial Services, Inc., 3520 Broadway, Kansas City, MO  64111. Ph (816) 753-7000 (Home Office).  Member FINRA, SIPC.